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The Balanced Mortgage Bank Solution on a worldwide basis
  • S&P proposes new covered bond rating methodology:  How would the Danes fit in? (spoiler–they remain AAA) S&P and bail-in
  • Compares bond programs in numerous countries and profiles Scandinavian issuers  The Nordic Covered Bond Handbook (September 2014)
  • DanishMortgageMarket_july2014
  • Presentation to Atlantic and Pacific Exchange Partnership, NHG Masterclass  Presentation in NYC April 2014 Final
  • The Danish Mortgage Model. A general introduction to the model presented by the Association of Danish Mortgage Banks June 2012.
  • The Case for Accelerated Amortization. A paper by Boyce, Hubbard, Mayer and Witkin June 16, 2012
  • New brochure describing the Balanced Mortgage Bank solution that Absalon offers and the benefits of setting up a Mortgage Service Provider (MSP) entity to manage the solution.
  • Changes to Loan Limits, the Return of Private Capital and the future of the Secondary Morgage Market. Presentation by Alan L. Boyce at MBA’s 98th convention Chicago Oct 10, 2011  [PDF]
  • Streamlined refinancings for up to 30 million borrowers. Article by Alan Boyce, Glenn Hubbard and Chris Mayer, dated September 1, 2011 [PDF]. The financial calculations from the article per [State] and per [Congressional District]
  • It’s time to fix the US Mortgage Market. Presentation by Alan Boyce, August 22, 2011 [PDF]
  • Partial Sovereign Bond Insurance by the Eurozone. This paper by Hans-Joachim Dübel, Finconsult of August 17, 2011, discusses a proposal by the Bruegel Institute of Bruxelles to stabilize the Sovereign bond markets in the Eurozone. [PDF]
  • The Danish Mortgage System is the Best (Columbia University). Presentation by Alan Boyce on January 13, 2011 [PDF]
  • The Danish Mortgage Model. A general introduction of the model presented by the Association of Danish Mortgage Banks. October 2009. [PDF]
  • DG bank  gives a detailed history of the impact of the financial crisis on the mortgage pfrandbrief market. [PDF]
  • The Danish Mortgage Bond Market. A description of the market by Nykredit March 2006 [PDF]
  • Streamlined Refinance and Other Ideas for improving the US mortgage market. This presentation by Absalon shows the value of prepayment options illustrated by historic market data. A presentation by Absalon from October 2010. [PDF]
  • Webcast: 2009 Annual Meeting of the Association of Danish Mortgage Banks. Alan Boyce, CEO Absalon, discus the recent changes in the Danish Mortgage Model and gives his view on the impact of these changes [English] or [Danish]
  • MSRs and Alternative Redemption Mortgages: Significant Counter Cyclical Forces. Presentation by Absalon in August 2010. [PDF]
  • Article from Business Quarterly Review : A description of the Danish Mortgage Model by representatives from BIS, the Danish and the Swedish Central Bank. March 2004. [PDF]
  • Nykredit : a description of the Danish Covered Bonds market after the changes from EU legislation has been introduced in the Danish Mortgage Model.September 2009.  [PDF]
  • Denmark – Two Covered Bond Products in Coexistence. A Merrill Lynch Country report from September 2007. [PDF]
  • Alternative Forms of Mortgage Finance: What Can We Learn From Other Countries? A paper prepared by Dr. Michael Lea to be presented at the 2011 AREUEA conference in January 2011. [PDF]
  • Kitchen Sink: Can a Danish import fix U.S. housing finance? An article from Housing Wire  written by Linda Lowell. June 2010. [PDF]
  • The Danish Mortgage Market—A Comparative Analysis prepared by IMF and published in march 2007.  [PDF]
  • The Dark Side of the Conondrum by Alan L. Boyce, CEO Absalon.  A Drobny Guest Research note from May 2009 [PDF]
  • Impact of LSAP. A paper written by Alan Boyce, Absalon May 2010 [PDF]
  • Principle of Balance Lending, a Better Approach. A paper written by Alan Boyce Absalon July 2009 [PDF]
  • Transparency vs Opacity That is the Question. A paper written by Alan Boyce Absalon September 2008. [PDF]
  • A New Covered Bond Program: QFC Structure. September 2008 [PDF]
  • U.S. covered bond legislation proposal. Commentary and European best practices discussion regarding the bill proposed by Congressman Garreth on March 18, 2010. By Hans- Joachim Düebel Finconsult May 2010. [PDF]
  • Reforming Housing Finance – perspectives from Denmark. Award winning paper by Mikkel Svenstrup, 2004 [PDF]
  • Safeguarding investments in Danish Motgage Bonds. A paper issued by Jesper Ladekarl, Nationalbanken, October 1997 [PDF]